Lakeshire Business Funding: Duluth, Minnesota Business Funding Broker
Lakeshire Business Funding is a broker, not a lender.
Lakeshire Business Funding connects you with lending partners; partners make credit decisions and set rates and terms.
Illustrative image
Illustrative imageA broker, not a lender
- 01Introductions, not loansPartners approve or decline and set the pricing.
- 02Six options on one pageWeigh 6 funding types before committing to any one of them.
- 03Terms translatedRenewals, liens, guarantees and holdbacks described in everyday language.
Lakeshire Business Funding, a small-business funding broker in Duluth, Minnesota, is an intermediary and does not lend. From 424 W Superior St it helps St. Louis County and Twin Ports owners compare working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances, then introduces each request to lending partners, who approve or decline it and set every rate and term.
Six funding options
6 options St. Louis County owners use for wages, stock, machines and expansion, sorted by repayment.
Working Capital
Short-term money for wages, rent and supplier bills while invoices are still out.
Business Term Loans
A single advance for a defined project, paid down in scheduled installments.
Business Line of Credit
An approved limit to draw from, pay down and draw from again, reviewed at renewal.
Inventory Financing
Funding for stock that is bought now and sold later, usually secured by that stock.
Equipment Financing
Loans, leases and finance agreements for machinery, kitchens and work vehicles.
Merchant Cash Advance
A sale of future receivables, not a loan. Ask for the total remittance first.
Our West Superior Street address
Call with any funding question. Expect straight talk about repayment, collateral and what lending partners usually check.
Communities around Duluth, MN and Superior, WI
One address in Duluth, MN; owners in St. Louis County and neighboring counties work with us by phone and online.
St. Louis County, MN Businesses in Census Figures
One address in Duluth, MN; owners in St. Louis County and neighboring counties work with us by phone and online.
01Employer establishments5,360
02Owner-only businesses13,128
03Employers with fewer than five employees46.5%

Say what the money needs to do
Call (218) 353-6774 or request a call online.
How it works
Four steps, from your first call to a lending partner's answer.
Tell us the purpose
Call, or leave your contact details on the short form and we call you. We ask what the money is for and what income would repay it.
Narrow the options
We pair the purpose with a funding type and with lending partners that offer it.
A partner reviews
The lending partner underwrites, decides and sets any rate and terms.
You decide
Compare any offer by total cost and payment rhythm. No offer has to be accepted.
Leave Your Details and We Call You
Name, email, phone and business name are enough to begin. Rather call? Dial (218) 353-6774.
Lakeshire Business Funding connects you with lending partners; partners make credit decisions and set rates and terms. See our Privacy Policy, Terms and SMS Terms.
First Questions From St. Louis County, MN Owners
Short answers to what owners ask most often.
Is Lakeshire Business Funding a lender?
No. Lakeshire Business Funding is a broker, not a lender. We prepare and route the request; lending partners make the credit decision and set rates and terms. The disclosures page explains the relationship.
Can Lakeshire help me get an SBA loan in Minnesota?
No. SBA loans are not something we make or arrange. Owners who want an SBA-backed loan usually ask a bank or credit union that takes part in SBA programs; a free small business advisor can help with the preparation.
Which small business funding options can you help me compare?
Six: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. A merchant cash advance is not a loan, and we explain the difference before you weigh one.
Can businesses outside Duluth, MN work with Lakeshire?
Yes. Everything works by phone and online. Owners in Hermantown, Proctor, Cloquet and elsewhere in St. Louis and Carlton counties contact us the same way. The areas page lists the communities.
Should I expect a lending partner to review my credit?
Most partners review business credit and, usually, the personal credit of each owner. Ask the partner what kind of inquiry it will make before you give permission.
Wondering about something we did not cover? Ring (218) 353-6774 to ask Lakeshire Business Funding in Duluth, MN directly.
Keep reading
- why a broker is named Funding
Lakeshire Business Funding is a broker, not a lender, at 424 W Superior St in Duluth, MN.
- our West Superior Street address
Reach Lakeshire Business Funding, a funding broker (not a lender) at 424 W Superior St, Duluth, MN 55802, by phone at (218) 353-6774 or online.
